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chapter 10








                      Is It Circular?




                  The true spirit of conversation consists
                  in building on another’s observation,
                  not overturning it.
                                    —The Nazarene Preacher






                ids learn early to play parents against each other:
                “But, Mom, why can’t I go to the party? Dad al-
        K ready said I could!” The same communication
        quandary that families experience creates havoc at work.
           Our general manager needed to renew our ERISA bond
        for our company’s 401(k) plan. So she called the broker-
        age house that set us up with the mutual fund company in-
        vesting our 401(k) funds to find the name of the person
        handling our account. The brokerage house told her they
        no longer have anything to do with our account—that they
        only set it up. They suggested that she call the mutual fund
        directly. She called the mutual fund. The mutual fund com-
        pany told her they only invest the money; they referred her
        to their 401(k) fund “administrator company.” She then
        called the administrator company. The administrator
        company said they knew nothing about ERISA bonds—ex-
        cept that the law requires that we have one. They suggested


                                              Is It Circular?    169

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