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06  6/27/03  9:21 AM  Page 122
                                  LETTER 5-54: FINANCIAL ANALYST—RECENT M.B.A.
                               Ms. Myra Richards
                               Financial Division             RE: Your advertisement for a
                               United Recruiting Corporation       Financial Analyst in the
                               P.O. Box 182                        New York Times
                               New York, NY 09876                  January 12, 20XX
                               Dear Ms. Richards:

                               Are you searching for someone with a thorough understanding of the
                               principles that support the operation of today’s financial institutions and
                               capital markets? Someone with the ability and enthusiasm to participate
                               crucially in investment decisions? Someone who is upbeat, positive,
                               learns quickly, and who is not afraid of hard work?
                               If so, we should meet. As a graduate student at the University of
                               Pennsylvania specializing in financial and international business, I
                               expect to complete my M.B.A. in May of this year. My goal is to put my
                               strong academic background in finance to use in the world of business.
                               Throughout my graduate studies, I have focused on money and banking,
                               international trade finance, and portfolio management. More
                               specifically, I have conducted in-depth research on issues relating to:
                                   The functions of the central banks and their effects on the world
                                    economies.

                                   The operations of the world market and foreign exchange, as
                                    well as their impact on the U.S. economy.
                                   The underlying models of portfolio analysis such as the capital
                                    asset pricing model and arbitrage pricing theory.
                               My resume, which is enclosed, further details my qualifications. I look
                               forward to meeting with you to discuss how I can contribute to your
                               company’s bottom line.
                               I thank you in advance for your time and consideration.
                               Sincerely,



                               Thomas Frank









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