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548 Part Four  Building and Managing Systems


        a smartphone and automatically submit it to the      ogy as well. The company revamped its mobile Web
        bank. The money is instantly deposited in the        site in March 2011 to increase sales leads by helping
          customer’s account. This system eliminates the     potential customers with mobile phones find its loca-
        labor and expense of processing paper checks, and    tions, look at its products, register with the company,
        the time required to mail the check and wait three   and call directly. Ryland’s development team made
        days for the deposit to clear. In 2011, USAA Federal   the site easier to read and capable of fitting on a
        Savings Bank processed $6.4 billion in deposits      smartphone or tablet screen without requiring users
        through this mobile app.                             to pinch and zoom. It used jQuery Mobile software
           The mobile app also displays loan and credit card   and responsive Web design to create variations of the
        balances, shopping services, homeowners and auto     site that were appropriate for different smartphone
        insurance policy information, Home Circle and        or tablet models employed by users. (The jQuery
        Auto Circle buying services, retirement  products    Mobile framework allows developers to design a
        and information, ATM and taxi locators, and a        single Web site or application that will work on all
          communities feature that lets users see what others   popular smartphone, tablet, and desktop platforms,
        are posting about USAA on Twitter, Facebook, and     eliminating the need to write unique apps for each
        YouTube.                                             mobile device or operating system.) Ryland focused
           A real estate company may want to display a       on features such as location-based driving directions
          completely different site to mobile users who are   to nearby communities, clickable phone numbers,
        looking for house information after driving by a     and brief online registrations to increase the chances
        “For Sale” sign. The realtor may want to optimize    of making a sale. The site shows nearby communi-
        the mobile interface to include specific listing and   ties in order of distance, based on the location of the
          contact information to capture the lead immediately   mobile device.
        and keep the load time fast. If the mobile site is
                                                             Sources: Samuel Greengard, “Mobility Transforms the Customer
          simply a more user-friendly version of the desktop   Relationship,”  Baseline, February 2012; William Atkinson,
        site, the conversions may not be as high.            “How Deckers Used a Mobile Application to Build Customer Traffic,”
           Ryland Homes, one of the top U.S. new home        CIO Insight, November 9, 2011; “Going Mobile:  A Portable Approach
                                                             to Process Improvement,”  Business Agility Insights, June 2012;
        builders, has a conventional Web site, but it wanted
                                                             Google Inc., “Ryland Homes Opens Doors to Local Sales with Mobile
        to be able to engage customers using mobile technol-  Site for Home-Buyers,” 2011.

          CASE STUDY QUESTIONS


        1.  What management, organization, and technology    3.  Describe the business processes changed by
           issues need to be addressed when building mobile    USAA’s mobile applications before and after the
           applications?                                       applications were deployed.
        2. How does user requirement definition for mobile
           applications differ from that in traditional systems
           analysis?








              Review Summary


              1.  How does building new systems produce organizational change?
                    Building a new information system is a form of planned organizational change. Four kinds of
                    technology-enabled change are (a) automation, (b) rationalization of procedures, (c) business process
                  redesign, and (d) paradigm shift, with far-reaching changes carrying the greatest risks and rewards.
                  Many organizations are using business process management to redesign work flows and business
                    processes in the hope of achieving dramatic productivity breakthroughs. Business process manage-
                  ment is also useful for promoting, total quality management (TQM), six sigma, and other initiatives for
                  incremental process improvement.







   MIS_13_Ch_13 global.indd   548                                                                             1/17/2013   2:31:25 PM
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