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WASTE MANAGEMENT GOALS AND OPPORTUNITIES              467



                    verification of financial balances, authorizing transactions, transferring funds to and
                    from transactors’ accounts, notifying banks (or credit card issuers) of the individual
                    transactions, and providing daily summaries. Since these transaction-processing activ-
                    ities are integral to the production of finance and insurance services, establishments
                    that principally provide a financial transaction-processing service are classified to this
                    sector, rather than to the data-processing industry in the information sector
                      Legal entities that hold portfolios of assets on behalf of others are significant and
                    data on them are required for a variety of purposes. Thus for NAICS, these funds,
                    trusts, and other financial vehicles are the fifth subsector of the finance and insurance
                    sector. These entities earn interest, dividends, and other property income, but have little
                    or no employment and no revenue from the sale of services. Separate establishments
                    and employees devoted to the management of funds are classified in industry group
                    5239, other financial investment activities.



                    37.2 Waste Management Goals


                    and Opportunities



                    The majority of solid waste generated by this sector is paper and food waste. Table 37.1
                    displays the composition breakdown based on survey results.




                     TABLE 37.1      COMMERCIAL, RETAIL, FINANCIAL, AND GOVERNMENT
                     OFFICE SOLID WASTE COMPOSITION (SURVEY RESULTS)


                     MATERIAL                          COMPOSITION (%)         RECYCLING (%)

                     Paper                                  45 ± 11.3              19 ± 3.1
                      Mixed office paper                     34 ± 8.5               23 ± 3.4
                      Newspaper                              6 ± 1.5               12 ± 0.7
                      Magazines                              2 ± 0.5                0 ± 0.7
                      Other                                  3 ± N/A                0 ± 0

                     Food waste                             18 ± 4.5                0 ± 0.0

                     OCC (cardboard)                         6 ± 1.5               14 ± 1.9
                     Yard waste                              5 ± 1.3                0 ± 0.0
                     Mixed plastics                          4 ± 1.0                0 ± 0.0

                     Furniture/office eqpt.                   3 ± 0.8                0 ± 0.0

                     Wood                                    2 ± 0.5                0 ± 0.0
                     Aluminum cans                           2 ± 0.5               45 ± 4.8

                     Glass                                   1 ± 0.3               10 ± 1.2
                     Other                                  14 ± N/A                0 ± 0

                     Overall recycling rate                                          10.4
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