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would you keep maps in your car if you had one?
❏ Do you usually reconfirm appointments that were made
some time ago? Taming Time 7
❏ Do you try to return a phone call within 24 hours?
❏ In your home right now, do you have a customary place
for your keys?
❏ Do you keep most of your service manuals (e.g., for
home appliances, computers, TVs) in a place where you
can find them quickly?
❏ At home right now, are there a pad and a pencil next to
the phone?
❏ Is there an official, set time when someone looking for
you will find you in your office?
❏ If you were to get sick tomorrow, would there be someone
who could step in and handle your responsibilities at work
with reasonable efficiency?
❏ Do you have a filing system at home for your personal
papers?
❏ If the light bulb in the main lighting fixture in your living
room were to burn out tonight, would you have another
bulb at home in storage to replace it?
❏ Do you ever take with you material to read when waiting
to see a doctor?
If you found that eight or more of the above statements
could apply to you, you almost certainly have solid manage-
ment skills. If you identified with 11 or more, that’s great—
unless your well-organized behavior is obsessive. (More about
that in the next chapter.) If you found fewer than eight state-
ments applied, you probably have some work to do.

The Second Step
Now take a close look at the following questions. Check those
you would answer in the affirmative.
❏ Have you had an unintentional finance charge in the last
three months?