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112 DONALD L. CROOKS, ROBERT S. GOODMAN, AND JOHN BURBRIDGE

EXHIBIT 1 Wells Fargo Organizational Chart

Chairman President & CEO
Dick Kovacevich John Stumpf

CFO Office of Transition
Howard Atkins Pat Callahan

Wealth Management, Brokerage Wholesale Banking
& Retirement Services Dave Hoyt
David Carroll

Chief Risk and Credit Officer Chief Auditor
Mike Loughlin Kevin McCabe

Technology and Operations Home and Consumer Finance
Avid Modjtabai Mark Oman

Card Services and General Counsel
Consumer Lending Jim Strother
Kevin Rhein

Community Banking
Carrie Tolstedt
Source: www.wellsfargo.com.

• The only Standard & Poor’s “AAA” bank in the United States.
• Among the top 50 companies as ranked by Diversity, Inc.
• Retail Banker of the Year according to U.S. Banker
• Number-one commercial real estate lender [number of transactions]
• 18th among the world’s most valuable brands according to the Financial Times

Internal Issues

Vision and Ethics

“Our product: SERVICE. Our Value-added: FINANCIAL ADVICE. Our competitive
advantage: OUR PEOPLE.”

Wells Fargo provides banking, insurance, investments, mortgage, and consumer finance
services for more than 25 million customers through over 6,000 stores, the Internet, and
other distribution channels across North America and elsewhere internationally. The
company’s statement says, “We’re headquartered in San Francisco, but we are decentral-
ized so every local Wells Fargo store is a headquarters for satisfying all our customers’
financial needs and helping them succeed financially.”
Wells Fargo strives to be the number-one financial services provider in each of their
markets. As can be seen below, it has made great strides in that direction in the United States:
• Number-one small business lender
• Number-one agricultural lender
• Number-two debit card issuer
• Number-two prime home-equity lender
• Number-three mutual fund provider among U.S. banks